Living Benefit Calculator
12 income riders in the catalog
Client criteria
Income shown is the guaranteed minimum withdrawal assuming zero index growth. Income turns on at age 65. For licensed-agent research — confirm with carrier illustrations.
Products compared
12
Top annual income
$11,970
Athene
Best-vs-worst spread
$5,070
same premium
Guaranteed income comparison
12 products · ranked by guaranteed income
| # | Carrier | Product · Rider | Benefit base | Payout | Income / yr |
|---|---|---|---|---|---|
| Top | AtheneA+ | Ascent Pro 10 Bonus Ascent Income Rider 1.10 | $210,000 | 5.70% | $11,970 |
| 2 | Midland NationalA+ | Summit Bonus Index 14 Income Velocity GLWB Rider | $210,000 | 5.65% | $11,865 |
| 3 | F&GA- | Safe Income Plus FIA F&G Income Advantage Rider | $211,796 | 5.60% | $11,861 |
| 4 | AllianzA+ | Allianz 222 Annuity Protected Income Value Benefit | $196,482 | 5.30% | $10,414 |
| 5 | AllianzA+ | Benefit Control Annuity Benefit Control Income Rider | $201,250 | 5.10% | $10,264 |
| 6 | NationwideA+ | Peak 10 FIA Nationwide High Point 365 Lifetime Income | $172,500 | 5.40% | $9,315 |
| 7 | NationwideA+ | New Heights 12 Select Nationwide Lifetime Income Rider+ | $162,500 | 5.55% | $9,019 |
| 8 | CorebridgeA | Power Select Builder FIA Lifetime Income Plus Multiplier | $168,506 | 5.25% | $8,847 |
| 9 | CorebridgeA | MarketLock 7 FIA Corebridge Income Lock Rider | $151,200 | 5.15% | $7,787 |
| 10 | American EquityA- | IncomeShield 10 FIA Lifetime Income Benefit Rider | $137,009 | 5.35% | $7,330 |
| 11 | F&GA- | Accumulator Plus 14 F&G Guaranteed Income Builder | $140,255 | 5.10% | $7,153 |
| 12 | AtheneA+ | Agility 10 FIA Athene Agility Income Rider | $120,000 | 5.75% | $6,900 |